Privacy Policy

Effective Date: September 13, 2025

StewardWise LLC (“we,” “our,” or “us”) is a faith-based budgeting app that helps individuals and families manage money through biblical stewardship principles. This Privacy Policy explains how we collect, use, and protect your information.

Information We Collect

  • Personal Identifiers: Name, email, account username, device identifiers
  • Financial Data: Budget entries, subscription info, donation history
  • Bank Data (Premium only): Transactions and balances via Plaid (we never store credentials)
  • Usage Data: App interactions, device info, general location
  • Community Content: Testimonies, prayer requests, and posts you choose to share
  • Community Content: Testimonies, prayer requests, and posts you choose to share

How We Use Your Information

  • Provide budgeting and financial tracking tools
  • Process subscriptions and donations
  • Enable community features (Fellowship Circles)
  • Send notifications, encouragements, and updates
  • Improve app performance and develop new features
  • Protect against fraud, abuse, and legal violations
  • Protect against fraud, abuse, and legal violations

How We Share Your Information

  • Service Providers: Plaid (bank sync), Stripe (donations), Apple/Google (in-app purchases), Google Analytics
  • No Sale of Data: We do not sell your information or share for targeted advertising
  • Account info: until account deletion + 30 days
  • Payment records: 7 years (legal compliance)
  • Community posts: deleted at your request or account deletionYour Rights
  • Protect against fraud, abuse, and legal violations
  • Protect against fraud, abuse, and legal violations

California residents have rights under the CCPA/CPRA including the right to know, delete, or correct data, opt-out of sale/sharing (we don’t sell), and protection from discrimination.

Children’s Privacy
StewardWise is designed for users 13+. Users under 16 should have parental guidance. We do not knowingly collect information from children under 13.

Security
We use bank-grade encryption, secure authentication, and security reviews. No system is 100% secure.UpdatesWe may update this policy periodically. Continued use after updates means you accept the revised policy.